What Exactly is Happening With HDFC Bank? | Explained
A Think School explainer on the turmoil at HDFC Bank, India's second largest lender, after part-time chairman Atanu Chakraborty resigned on March 18, 2026 citing practices not in congruence with his values and ethics, followed by an 8.7 percent one-day fall in the stock on March 19. The presenter explains three layers of the problem as he sees them: the sale of Credit Suisse AT1 bonds to NRI clients through the Dubai branch, margin pressure after the 2023 merger with HDFC Limited, and loans growing faster than deposits. Sponsor: Odoo, whose Odoo Expenses tool is promoted in the video, and Think School's Communication course is also plugged. The captions cover the full video. All figures and allegations are the presenter's account of media reports and the speakers' own claims, not independently checked. This is an explainer, not financial advice.
Executive Summary (TL;DR)
A Think School explainer on the turmoil at HDFC Bank, India's second largest lender, after part-time chairman Atanu Chakraborty resigned on March 18, 2026 citing practices not in congruence with his values and ethics, followed by an 8.7 percent one-day fall in the stock on March 19. The presenter explains three layers of the problem as he sees them: the sale of Credit Suisse AT1 bonds to NRI clients through the Dubai branch, margin pressure after the 2023 merger with HDFC Limited, and loans growing faster than deposits. Sponsor: Odoo, whose Odoo Expenses tool is promoted in the video, and Think School's Communication course is also plugged. The captions cover the full video. All figures and allegations are the presenter's account of media reports and the speakers' own claims, not independently checked. This is an explainer, not financial advice.